Money Call From R. Chandler

The real estate market can shift dramatically, and if you’re selling your home in a buyer’s market, you may face unique challenges. A buyer’s market occurs when there are more homes for sale than there are buyers, leading to longer selling times, lower prices, and greater competition among sellers. Currently Northwest Louisiana is in a buyer's market.  With the right strategy, you can still sell your home successfully. Here’s what to expect and how to navigate these conditions. What to Expect in a Buyer’s Market 1. Longer Time on Market – Homes tend to sit longer as buyers take their time making decisions. 2. More Negotiation Power for Buyers – Buyers have the upper hand, meaning they may request concessions, repairs, or lower prices. 3. Competitive Pricing – Sellers may need to lower their asking price or offer incentives to attract interest. 4. Fewer Offers – Unlike a seller’s market, you’re less likely to have multiple buyers competing for your home. How to Overcome the Challeng...

Financing is a crucial part of any real estate deal, whether you’re buying your first home, flipping a property, or investing in rental properties. Understanding the different financing sources available can help you choose the best option for your needs. 1. Traditional Bank Loans Traditional mortgages from banks and credit unions are the most common financing option. They offer: ✔️ Fixed and adjustable-rate options ✔️ Lower interest rates for qualified borrowers ✔️ 30-year and 15-year term choices However, they require good credit, a stable income, and a significant down payment. 2. Hard Money Loans Hard money loans are short-term, asset-based loans typically used for house flips and fast purchases. They provide: ✔️ Quick approval times ✔️ Less focus on credit scores ✔️ Flexible repayment terms However, they come with higher interest rates and short repayment periods. These loan products are typically used for flipping. 3. Owner Financing AKA Creative Financing Owner financing all...

Short-term rentals have become a booming industry, thanks to platforms like Airbnb and Vrbo. Whether you’re a homeowner looking to earn extra income or an investor aiming to capitalize on vacation rental properties, understanding the ins and outs of this market is key to success. Why Invest in Short-Term Rentals? Short-term rentals offer several advantages over traditional long-term leasing, including: ✔️ Higher Income Potential – Daily rental rates can generate more revenue than monthly leases. ✔️ Flexibility – Owners can block out dates for personal use. ✔️ Tax Benefits – Many expenses related to running a short-term rental are tax-deductible. ✔️ Market Demand – With travelers seeking unique stays, vacation rentals continue to grow in popularity. Top Factors for a Successful Vacation Rental 1. Location is Everything The best short-term rentals are in areas with strong tourism, business travelers, or seasonal demand. Consider proximity to attractions, beaches, national parks, or city ...

Questions You Should Ask a realtor: Seller, Buyer, and Investor Perspectives Choosing the right realtor can make a significant difference in your real estate experience, whether you're selling a home, buying a property, or investing. Asking the right questions ensures you have a knowledgeable, experienced professional who can guide you through the process. Below, we break down key questions to ask and the responses you want your realtor based on your specific situation.  To be clear sometimes you can use 1 realtor for several scenarios, but make sure they know their business and your goals. Answers to Common Questions You Should Ask a Realtor For Sellers: 1.            What experience do you have in selling homes in this area?  I have extensive experience in this market and have successfully sold multiple properties here. I stay updated on market trends, neighborhood developments, and pricing strategies to help sellers achieve the...

Robert Chandler Born and raised in Texas, I am a structural engineer with a BS degree from Texas A&M University. However, my true passion lies in real estate investing and entrepreneurship. I bought my first house at the age of 20 using owner financing due to a lack of credit at the time, and since then, I have always had investments in real estate. Over the years, I have bought and sold more than 20 properties ranging in price from $10,000 to $500,000. My real estate portfolio has included owner-financed notes, short-term leasing (1-2 months at a time), and vacation rentals through platforms like Airbnb and VRBO. My experience spans both domestic and international markets, and the vacation rentals I managed have been a mix of properties I owned, rented, and leased apartments. Beyond real estate, I run multiple businesses, including a construction company, a finance company, and a sales company. In January 2025, I also became a licensed realtor. I speak both English and Spanish, I ...

1031 Exchanges in Real Estate: How-To and Benefits A 1031 exchange is one of the most powerful tools available to real estate investors, allowing them to defer capital gains taxes when selling and reinvesting in a new property. This strategy can help investors grow their portfolios and maximize returns. In this guide, we will explain how a 1031 exchange works, outline the benefits, and provide a real-world example. What is a 1031 Exchange? A 1031 exchange, named after Section 1031 of the Internal Revenue Code, allows investors to defer paying capital gains taxes when they sell an investment property and reinvest the proceeds into a like-kind property. This process helps investors continue growing their wealth without immediate tax liabilities. How to Complete a 1031 Exchange Identify a Qualified Property:  The property being sold and the replacement property must be of like-kind, meaning they must be used for investment or business purposes. Hire a Qualified Intermediary:  A t...

  Guide to Cash-Flowing Real Estate Investments Real estate has long been one of the most powerful ways to build wealth, and cash-flowing properties provides a steady income stream that can accelerate financial independence. Whether you’re a beginner or a seasoned investor, understanding the different strategies to maximize cash flow can help you make smart investment decisions. In this guide, we’ll explore the top methods for generating consistent cash flow through real estate, including traditional rentals, short-term rentals, owner financing, flipping, and more. What is Cash-Flowing Real Estate? Cash-flowing real estate refers to properties that generate income with hopes of exceeding expenses, in order to provide positive monthly returns. This income typically comes from rental payments, but it can also be earned through other investment strategies. By carefully selecting and managing properties, investors can create a reliable and scalable source of passive income. Top Cash-Fl...

Guide to Real Estate Investing for Beginners Real estate investing is one of the most reliable ways to build wealth over time. Whether you're looking to generate passive income, diversify your investment portfolio, or secure financial independence, real estate can be a powerful tool. In this guide, i will break down the basics of real estate investing and provide actionable tips to help you get started. Why Invest in Real Estate? 1. Stable Income:  Rental properties can generate consistent cash flow. 2. Appreciation:  Property values generally increase over time, building equity. Find an area which appreciates at a higher rate than inflation to conserve your wealth. 3. Tax Benefits:  Investors can benefit from deductions, depreciation, and tax breaks. 1031 profits for 100% tax deferrals. 4. Leverage:  Real estate allows you to use borrowed money to increase your return on investment. 5. Diversification:  Adding real estate to your portfolio reduces risk by sprea...